Taking care of your family's health is one of the hardest and most expensive parts of managing a household. With the cost of doctor's visits skyrocketing and fewer employers offering health care benefits, how can a family have their health care needs met? It can happen! Many of your family's health care expenses can be decreased using the same cost saving techniques that you use for daily household budgeting. Here are a few money saving strategies for getting a more positive outlook for your family's health care expenses:
Taking advantage of referral bonuses! Many practitioners offer referral bonuses or reduced pricing on health care services when their clients bring in new business. It makes sense for everyone involved. You get a discount, the doctor gets the business, and the person that you are referring gets to have peace of mind knowing that their health care professional has been proven to be good.
Generic drugs work! Studies show that you don't always need those high priced designer drugs. In fact, filling your prescriptions with the generic version of the drug may not only reduce your co-pay, it may eliminate it all together. Many insurance companies will not charge patients additional fees for using generic drugs when they are available. Even if the copay is only reduced for using the generic drug as opposed to the high end version, just think of all of the things that you can do with the money that you saved! Plus, isn't it better to pay $1 or $2 for a 30-day supply than $200 for a designer original? Truth is, the drugs are manufactured to do the exact same thing and they go through rigorous testing before they end up on the shelves of your local pharmacy. So, there is nothing to fear. Get the off-brand and save your cash for more exciting things.
Watching for eyeglasses deals! You will see them throughout the year, but especially around back to school time. These eyeglasses deals usually can range from as high as discounts of 50-75% to actually free specs for certain family members. Additionally, there are always loads of coupons in the Sunday newspaper that can be used for reduced pricing or buy-one-get-one deals on glasses. If your family is low to moderate income, check your child's school or the local hospital which usually knows or offers children free eyeglasses to ensure that they are able to perform properly in school.
Make sure to get your gift cards! Drug stores are now offering one of the best incentives ever for transferring your prescription...FREE MONEY! Usually given as a gift card or in actual dollars, you could get enough to do something special for yourself or your family just by switching from one pharmacy to another. You are not limited to just one switch, do it whenever you get a new prescription for the maximum payout.
Use those coupons! Sunday newspapers and circulars are full of coupons for discounts on medicines and health care services. You can always find ways of saving, cost cutting, or getting freebies if you just stay on the look out.
These are a just a few simple ways of saving money while doing your best to provide your family with great health care services. Take advantage of what's out there. Do it as if your family is counting on it. - 15995
Taking advantage of referral bonuses! Many practitioners offer referral bonuses or reduced pricing on health care services when their clients bring in new business. It makes sense for everyone involved. You get a discount, the doctor gets the business, and the person that you are referring gets to have peace of mind knowing that their health care professional has been proven to be good.
Generic drugs work! Studies show that you don't always need those high priced designer drugs. In fact, filling your prescriptions with the generic version of the drug may not only reduce your co-pay, it may eliminate it all together. Many insurance companies will not charge patients additional fees for using generic drugs when they are available. Even if the copay is only reduced for using the generic drug as opposed to the high end version, just think of all of the things that you can do with the money that you saved! Plus, isn't it better to pay $1 or $2 for a 30-day supply than $200 for a designer original? Truth is, the drugs are manufactured to do the exact same thing and they go through rigorous testing before they end up on the shelves of your local pharmacy. So, there is nothing to fear. Get the off-brand and save your cash for more exciting things.
Watching for eyeglasses deals! You will see them throughout the year, but especially around back to school time. These eyeglasses deals usually can range from as high as discounts of 50-75% to actually free specs for certain family members. Additionally, there are always loads of coupons in the Sunday newspaper that can be used for reduced pricing or buy-one-get-one deals on glasses. If your family is low to moderate income, check your child's school or the local hospital which usually knows or offers children free eyeglasses to ensure that they are able to perform properly in school.
Make sure to get your gift cards! Drug stores are now offering one of the best incentives ever for transferring your prescription...FREE MONEY! Usually given as a gift card or in actual dollars, you could get enough to do something special for yourself or your family just by switching from one pharmacy to another. You are not limited to just one switch, do it whenever you get a new prescription for the maximum payout.
Use those coupons! Sunday newspapers and circulars are full of coupons for discounts on medicines and health care services. You can always find ways of saving, cost cutting, or getting freebies if you just stay on the look out.
These are a just a few simple ways of saving money while doing your best to provide your family with great health care services. Take advantage of what's out there. Do it as if your family is counting on it. - 15995
About the Author:
Alexandra Vrugt, who is a well-known connoisseur on saving money in all aspects of daily life, has writwritten many articles on spending less money and still enjoying life to the full during a crisis. For a limited period you can claim your free copy of her Ebook on getting organized - which is the beginning of saving money - by visiting her Make Ends Meet Online website.
